How a Section 125 Cafeteria Plan actually gets implemented.

From payroll data collection to go-live in six weeks. We handle the heavy lift — your HR team approves at each step. Then it's monthly payroll data only.

The 6-step Section 125 implementation

Days 1–3: Agreement signed, payroll data collection begins

Days 4–7: Eligibility analysis complete

Days 8–37: Employee communication campaign (30 days)

Days 35–40: Payroll setup and mock testing

Day 42: Go-live

What changes — and what stays the same

Implementation FAQ