How the MEC layer works.

Minimum Essential Coverage (MEC) is the ACA compliance layer that satisfies the employer shared responsibility mandate for applicable large employers. Benecor includes MEC in every Section 125 plan at no additional employer cost. This page explains what MEC is, what it covers, how it interacts with the §125 pre-tax benefit stack, and why it eliminates the ACA penalty exposure for any employer with 50 or more full-time equivalent employees.